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Health Insurance in the Real World – What to Do After Graduation

Graduation from college is a vibrant and exciting time, full of adventure and yes, fearfulness. So many new choices and changes can be stimulating and thrilling but leaving some pieces of the past can be very scary. One of the things you leave behind when graduating is health insurance. Those great plans that the university offered or extended coverage from   and Dad’s policy helped you put off the insurance crisis for 4 years. But now you are in the “real world” and you have to find insurance. There are no Cliff Notes or Dummies books that are going to solve this problem for you. But there are people, like the professors who guided you through years of academia, who can navigate the world of health insurance and find the right health insurance for you.      gadgets

With 7% to 8.2% of recent college graduates unemployed one year after graduation it may be time to consult a health insurance specialist. If you are still unemployed or under employed six months after graduation you may not be able to count on the possibility of an employer sponsored health plan soon. But that doesn’t mean you are out of luck. There is a big world of insurance out there and most of it doesn’t depend on employer offered health insurance.

A dedicated and committed health insurance specialist can help you find coverage that will meet your needs and stay within your budget. These professionals have experience with a wide variety of insurance products and companies. They know where to go to get the best rates and can advise you on the right coverage for you. Don’t worry about them passing on you-they have worked with the entire spectrum of clients and there is nothing to be sensitive about if you haven’t found the right job yet. You are demonstrating good  t and adult common sense by pursuing health insurance options.

A good health insurance specialist will guide you through the various options and weigh higher premiums for lower deductibles and higher deductibles for lower premiums. Perhaps a catastrophic health care plan that will cover major illnesses is the best route to take. Your medical history and current health will be a major consideration and your health insurance specialist will guide you to the carrier that has the right plan for you. After all, the health insurance specialist’s career and success depend on building a satisfied customer base, not a one time sales commission. Health insurance specialists have made a career out of guidance and finding just the right coverage for you. They have researched, studied, and written about the world of health insurance and are not simply sales people. The difference is commitment, dedication, and passion to a seamless experience in obtaining health insurance.

When you had trouble in Calculus you didn’t go to your Accounting professor for help. When you locked yourself out of your dorm room you didn’t go to Campus Health Services for help getting back in. Going to the right person for the right help is one thing a college graduate knows best, so use this knowledge to go to the right person for health insurance help. Don’t go to your best friend, or the newspapers, or the yellow pages. Do your research and find the best health insurance specialist you can and let them help you navigate Health Insurance 101. With the right information, direction, and guidance you will pass with flying   and make the passage into the insured adulthood in a way that will make   and Dad proud!

Arthur “Butch”  is a health insurance specialist and author. He is committed to preserving the health and wealth protection interests of his client and sincerely believes that quality, affordable health insurance should top your list of necessities – right after food, shelter and clothing. With his passion of working with professionals and entrepreneurs, he has established a reputation as a health insurance “specialist” with a deep understanding of the industry, the options and the most intelligent and cost-effective ways to obtain and maintain comprehensive health care.

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Get Fit and Healthy With a Home Health Monitor

Health is wealth, the old cliche goes. With environmental degradation at its peak and the number of communicable diseases on the rise, the need to care for our health has become even more important. We may have doctors almost everywhere, but caring for our health is not a task for other people – it must start from home.  https://bibloteka.com/

This is the idea behind the different health software we find today. With the world becoming ever more chaotic, most health software takes advantage of the advances in technology so patients can have the required information at their fingertips. Whether you are suffering from diabetes, obesity or hypertension, through a home health monitor, you can now keep track of your own well being without worrying of the additional cost!

Several health software monitor a person’s blood pressure, blood glucose, body cholesterol and temperature, among others. Most of these health monitor are designed for both young and old people, are very easy to use. They are geared towards a person’s heightened self awareness and they hope to avoid serious diseases by taking preemptive steps. If you are experiencing hypertension and your health monitor can read your blood pressure, then you know if your lifestyle is already affecting your health and that it is time to make changes.

Other kinds of health software monitors your fitness level including your body fat, body mass index, weight and many others. They may also have the capability of tracking your progress with your diet and exercise regimen. On the other hand, some health monitor keeps a record of your medical history, as well as your family’s health ailments.

There are several people who might also want to ensure that they are taking the right amount of nutrients. Some health software can help a person in monitoring his diet. This is especially important for people who are suffering from specific medical conditions such diabetes, heart diseases, kidney trouble, obesity, and hypertension. Also, people who are on strict diet such as those with   from this kind of health monitor.

In many cases, a person will have to purchase different health software in order to monitor a different component of health. With the release of Health Reviser, one doesn’t need to 3 or more devices in order to perform instant health evaluation!

Now you can do assessments of your fitness level, discover hidden diseases or keep track of your health changes using just one health monitor. Whether you are a personal trainer, an athlete, a pregnant woman or a military contingent, then you would want to ensure that you are in the best of health. Get a Health Reviser to help you maintain your good health! On the other hand, if you are living a sedentary lifestyle, then you are very much prone to getting a serious disease, the Health Reviser can guide you in the necessary changes you need to do.

 

 

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Occupational Health: Core Areas of Knowledge and Competence, Part 2

can contribute by helping managers to manage sickness absence more effectively. The nurse may be involved in helping to train line managers and supervisors in how to best use the OH service, in how to refer staff, what type of information will be required, what to expect from occupational health. By developing transparent referral procedures, ensuring that medical confidentiality is maintained and that the workers’ rights are respected the  can do much to ensure that employees referred for assessment due to sickness absence are comfortable with the process.JAMB Subject combination

OH nurses, with their close relationship with workers, knowledge of the working environment and trends in ill-health in the company are often in a good position to advise management on preventing sickness absence. In my experience referral to General Practitioners have a limited use for work related issues, and gain best results by as well as keeping the GP aware, referring to a specialist occupational physician.

Planned rehabilitation strategies, can help to ensure safe return to work for employees who have been absent from work due to ill-health or injury. The nurse is often the key person in the rehabilitation programme who will, with the manager and individual employee, complete a risk assessment, devise the rehabilitation programme, monitor progress and communicate with the individual, the OH physician and the line manager. Nurses have also become involved in introducing proactive rehabilitation strategies that aim to detect early changes in health before such conditions result in absence from work. Improving and sustaining working ability benefits many groups, the individual, the   and society, as costly absence and other health care costs are avoided.

In many cases the OH nurse has to work within the  as the clients advocate in order ensuring that managers appreciate fully the value of improving the health of the workforce. OH nurses have the skills necessary to undertake this work and may develop areas of special interest.

The occupational health nurse may develop pro-active strategies to help the workforce maintain or restore their work ability. New workers, older workers, women returning to work following pregnancy or workers who have been unemployed for a prolonged period of time may all benefit from health advice or a planned programme of work hardening exercises to help maintain or restore their work ability even before any health problems arise. Increasingly the problems faced by industry are of a  nature and these can be even more complex and costly to deal with. OH nurses, working at the company level, are in a good position to give advice to management on strategies that can be adopted to improve the psycho-social health and   of workers.

Health and safety

The   can have a role to play in developing health and safety strategies. Where large, or high risk,   have their own in-house health and safety specialists the   can work closely with these specialists to ensure that the nurses expertise in health, risk assessment, health surveillance and environmental health management is fully  into the health and safety strategy. Occupational health nurses are trained in health and safety legislation, risk management and the control of workplace health hazards and can therefore make a useful contribution to the overall management of health and safety at work, with particular emphasis on ‘health’ risk assessment.

Hazard identification

The nurse often has close contact with the workers and is aware of changes to the working environment. Because of the nurses expertise in the effects of work on health they are in a good position to be involved in hazard identification. Hazards may arise due to new processes or working practices or may arise out of informal changes to existing processes and working practices that the nurse can readily identify and assess the likely risk from. This activity requires and  supposed regular and frequent work place visits by the occupational health nurse to maintain an up to date knowledge and awareness of working processes and practices.

Risk assessment

Legislation in Europe is increasingly being driven by a risk management approach.  are trained in risk assessment and risk management strategies and, depending upon their level of expertise and the level of complexity involved in the risk assessment, the nurse can undertake risk assessments or contribute towards the risk assessment working closely with other specialists.

Advice on control strategies

Having been involved in the hazard identification and risk assessment the occupational health nurse can, within the limits of their education and training, provide advice and information on appropriate control strategies, including health surveillance, risk communication, monitoring and on the evaluation of control strategies.

Research and the use of evidence based practice

Specialist  research findings from a wide range of disciplines, including nursing, toxicology, psychology, environmental health and public health in their daily practice. The principal requirement for an occupational health nurse in practice is that they have the skills to read and critically assess research findings from these different disciplines and to be able to incorporate the findings into evidence based approach to their practice. Research in nursing is already well established and there is a small, but growing, body of evidence being created by occupational health nursing researchers who investigate occupational health nursing practices.  should ensure that they have access to and the skills necessary to base their practice on the best available evidence. At the company level occupational health nurses may be involved in producing management reports on for example sickness absence trends, accident statistics, assessment of health promotion needs and in evaluating the delivery of services, the effectiveness of occupational health interventions. Research skills and the ability to transfer knowledge and information from published research to practice is an important aspect of the role.

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It’s Time For a 21st Century Health Revolution

The cost for                https://spynaija.com                     has many Americans trying to understand how we can foot the bill. It will connect millions more Americans to a sickness industry gone wild. States are  he mandates within the legislation will force them to spend money through the Medicaid program that they do not have – and unlike the federal government states don’t have a Monopoly-style printing press. States are now making the effort to fight   in court on points of constitutionality. I have an additional idea for the states that is certain to work: disband all the medical licensing boards. At once the runaway costs of the current health system as well as   would be stopped, the quality of care would   suppression of health-option competition would be eliminated, and a new Golden Era of healing would be ushered in.

Those clutching desperately to undeserved power and profits will cry fowl and warn of danger to the public health. Their arguments are shallow and worn. Truly criminal   by doctors, such as sexual abuse, can readily be dealt with by the regular court system. Standards of training and competency for the most dangerous of medical procedures, such as surgery, can be maintained by an alternate system of certification.

The fact of the matter is that medical licensing boards have forced a brand of Big-Pharma medicine on the American public that does not produce the result of health for a majority of people participating. To the contrary, millions are injured every year while costs skyrocket. It should come as no surprise that President Obama struck special deals behind close doors with the key players involved: Big Pharma, hospitals, and the AMA. Yes, the states do have the power to change everything by freeing themselves of the monopolistic rules and fraudulent practices behind the excessive use of drugs that is costing so much money. The federal government can do absolutely nothing to stop them. Without the licensing boards the whole fraudulent system comes tumbling down.

The Failing Paradigm of Western Medicine
Every American appreciates the ability of Western medicine to help them in a time of true need. Accidents, injuries, surgeries, acute illnesses, and other aspects of health will always be assisted by Western medicine – as appropriate. And wouldn’t it be nice if your doctor was actually free to help you with your health concerns rather than cram drugs down your throat.

The drug-based theory of Western medicine fails miserably in the prevention of disease and in the treatment of many common health problems faced by Americans ranging from depression to obesity, bone health, diabetes, and heart disease. There is a reason Americans pay twice as much for health care with far less to show for it compared to any other economically advanced country: our system is riddled with rampant fraud in the day-to-day practice of medicine.

The highly profitable Big Pharma-promoted scheme of an endlessly prescribed cocktail of over-priced drugs is all but dead – taking with it several hundred thousand Americans every year that are killed by its reckless application. Millions more are seriously injured requiring emergency treatment. Tens of millions find themselves consuming an ever-expanding list of dangerous drugs that do little more than suppress some of their symptoms, change numbers, and cause new undesired symptoms and health problems. As baby boomers look more critically at a system of health their parents trustingly accepted, the glaring lack of results casts a cloak of suspicion over a profession once revered.

In the early decades of the 20th century the quick-fix invention of antibiotics sealed the fate of the naturally-minded eclectic physicians, setting back principles of natural health an entire century. Today, 48,000 Americans are killed every year by   that have resulted from the overuse of antibiotics.

In the past decade numerous high profile medication disasters have irreparably ruined the image of the Western medicine brand. The first tremor to shake the foundation occurred in August of 2001 when the was pulled from the market after it was found to be injuring and killing excessive numbers patients.

Then, in July of 2002, a major magnitude earthquake rocked Western medicine. It was found that doctors had been seriously injuring and killing their patients with   extracted from horse urine and synthetic progesterone. Data coming from the Women’s Health Initiative showed that this abnormal hormone drug combination increased the risk of invasive breast cancer by 26%, strokes by 41%, heart attacks by 29%, blot clots by 100%, and total cardiovascular disease by 22%. Based on the 6 million women taking these drugs in 2002 (2 billion in sales), the data suggested that during only one year there were an extra 4,800 cases of invasive breast cancer, 4,200 heart attacks, 4,800 strokes, and 10,800 blood clots – including 4,800 life-threatening blood clots in the lungs.

Numerous aftershocks followed: the painkiller was estimated by FDA safety expert and Dr. David Graham to have killed at least 55,000 Americans from heart attacks and strokes. Bayer’s heart bypass surgery drug  killed at least 300,000 people around the world including more than 20,000 Americans after the FDA knew it was a killer (while Bayer lied point blank to the FDA to hide dangers). A widely prescribed diabetes drug,  was found to increase heart attack risk by 43% in a patient population already at high risk for heart attacks (and still remains on the market).

The common use of antidepressants was found to be based on a fraudulent portrayal of benefit, when the facts show they are no better than placebo for the majority of people taking them. In fact, their use has been linked to an increased rate of heart disease and was recently linked to a 67% increased risk of death. The blatant poisoning of disadvantaged children, elderly in nursing homes, and now our military personnel with the off-label use of atypical   has caused early death, obesity, and Type 2 diabetes while placating stress-related symptoms. It’s also worth billions to Big Pharma at mostly taxpayer expense and state Medicaid.

The recent ACCORD trial has now shown beyond any doubt that the aggressive use of medications to change numbers in Type 2 diabetic patients so as to reduce cardiovascular mortality is a complete failure, either resulting in increased rates of death or far poorer health. In other words, the paradigm of Western medicine is unable to fix a problem at epidemic levels in America.

Bone drugs given to prevent osteoporosis are now shown to cause spontaneously breaking bones with long term use. And the   drugs, the true kings of fraud, continue to speed accelerated  and health decline in the tens of millions of Americans gullible enough to take them.

These are just some of the drug debacles, there are many others. At this point in time there is no reason for any person to trust anything a doctor tells them to take on a long-term basis in the name of health. Indeed, it is common knowledge that the FDA, which has failed to demand after-market safety testing on approved drugs, has no accurate idea of the true risk profile or effectiveness of any medication, including every blockbuster drug in regular use.

The common thread in all these situations is FDA blessings of the treatments by FDA bureaucrats, typically ignoring the warnings of FDA safety scientists. The dysfunctional FDA culture is often in a revolving door with the industries it is supposed to be regulating – to the extreme detriment of the health of Americans. Furthermore, all of the above mentioned drug scams include blatant illegal marketing activities by drug companies using a variety of strategies including ghostwriting studies, making up fictitious studies, bribing doctors, blacklisting naysayers, manipulating research universities, and major promotion of off-label use. The American Medical Association (AMA) is responsible for enforcing the drug sales through its licensing boards, which ensure doctors do the prescribing or else their livelihood is threatened with license revocation. It is a known fact that most doctors live in fear of their licensing boards.

A Brief History of Medical Licensing Boards

The roots of the AMA trace back to a meeting held in New York City in 1846. Twenty-nine elite doctors of the time wanted to establish a monopoly for their brand of medicine – what was to become Western medicine. Of course, the best possible monopoly is one enforced by the government. By the   the AMA was having success within states at setting up medical boards under the  of consumer protection. Their actual agenda was to eliminate all competition. AMA members manned state boards with police powers to enforce their decisions. This way they could exclude any practitioner from their group who didn’t practice their way as well as legally go after any practitioner doing anything other than their approved concepts.

By 1912, a complete medical monopoly was in place as the AMA, state boards of medical examiners, and a Federation of State Medical Boards to coordinate their activities was established. In essence this created a fascist merger of state and health-delivery power. Over the next several decades this abuse of power was wielded against the eclectic physicians, shutting down all their medical schools and wiping them out. Today it is wielded against homeopaths, midwives, chiropractors, nutritionists, and alternative health practitioners of all types. And very importantly, the power is used to keep all their members in line – which means prescribe costly and dangerous drugs in ever-increasing dosages to an ever-expanding target list of patients or lose your professional status and ability to earn a living. Who suffers? You – and now with   the states are in real trouble.

Resurrecting Medical and Health Freedom
In order to restore health freedom and healthy competition in the health-care marketplace we actually need to remove police-force control, which is an impediment to the free market finding health options that actually produce the result of recovered or maintained health. Oddly enough the primary barrier to such improvement is the medical licensing boards of the states.

The first states to take action in this regard will be the big winners as doctors from around the country will flock to those states, like our founding patriots fleeing the tyranny of Great Britain. They will begin to practice medicine based on getting results and openly compete and cooperate with many other healing modalities. Other states will quickly follow as both doctors and people move to the states with the best system of healthcare – the system that actually makes people healthy.

 

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National Health System

One of a                            https://www.monalise.dk/                  fairly fundamental subsystem of the National Health System  is a health care financing. The absence or no funding in the administration of optimal health efforts and other programs, is one of the main causes of not achieving health development goals that we want. Why not, almost all activities in development can not be denied, requires funding and costs. Some important factors in health financing must be considered include:

* The quantity of health development budget provided by government and private sector donations.
* Level of effectiveness and efficiency of use   of the existing budget.

Therefore, health policy reform in a country should provide an important focus for health financing policy to ensure the adequacy, equity, efficiency and effectiveness. Planning and adequate health financing arrangements will help the government in a country to be able to  financing sources, rationally allocate and use it efficiently and effectively. Health financing policy that   equality and pro-poor would encourage the achievement of universal access. In a broader aspect is believed that the financing in this field has contributed to social and economic development.

Health service itself in recent years become very expensive both in developed countries and in developing nations. Excessive Use of health services with high technology is one of the main causes. Another cause is the dominance of health care financing with cash payment mechanisms and weak capacity in the management of resources and services itself. WHO provides the focus of health financing strategy which includes key issues, challenges, the main objective of policies and action programs in general are in following areas:

* Increasing investment and public spending in health,
* Arranging the achievement of universal participation and strengthening   poor health,
* Development   financing schemes including social health insurance, excavation
* national and international support, strengthening of regulatory frameworks, and functional interventions,
* Developing policies based on scientific fact and data,
* Monitoring and evaluation.

Implementation of health financing strategies in a country is directed to a few basic things namely; sustainable financing of priority health programs, a reduction in cash funding individuals, eliminate the cost barriers to access health services, equity in access to services, improving efficiency and effectiveness of resource allocation and quality of services adequate and acceptable to service users.

Strategic Plan 2005-2009 stated that improving health care financing is one of the four main strategies the health department in addition to and empowering people to live healthier, improve public access to quality health services and improving surveillance systems, monitoring and health information.

The target of the main strategies to improve health financing that is;

* The development of health gain adequate budgeting by central and local government,
* Preferred government health budget for prevention and health promotion and
* Establishment of system of guarantee for financing in this sector, especially for the poor.

 

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Texas Health Insurance Exchange Still In Doubt

Texas State                  https://www.monalise.dk/                     government has decided not to implement the health insurance exchange that’s mandated federal law. Republican Governor Rick Perry strongly opposed the Affordable Care Act and threatened to reject any law pertaining to the implementation of a Texas health insurance exchange.

According to Rep. John  MD, who sponsored the bill to create the Texas exchange, Gov. Perry is   that he does not want to be involved in the execution of health care reform in any possible way.

In contrast, the Texas Medical Association supports the   bill. Special grants would be offered to those with earnings at 400-percent of the federal poverty line to help them buy coverage through the exchange.

By January 2013, the Department of Health and Human Services will screen health insurance exchanges that have been created by different states. If these are deemed fit to operate in accordance with the health care reform law by 2014, states will retain control. If not, the federal government will step in to  health care reform.

Steve Larsen, director of the HHS   for Consumer Information and Insurance Oversight, says that states who fail to enact their own exchange will have a second chance. They need to submit notice 12 months in advance, though.

What Is The Texas Health Insurance Exchange Alternative?

Gov. Perry approved a bill to create “health care  .” Under this bill, health care  that take on the financial risk for treating consumers will be   as TX health insurance. Physicians will be given the opportunity to participate in more than one of these  .

Another alternative has been making news, too. In Camden, New Jersey, which is infamous as one of the poorest and most violent cities in the nation, an innovative idea has cut the cost of healthcare by 40 to 50 percent.

An official from the Obama administration and two members of Congress have already visited the city to some the new strategies. One idea is to bring health care to those who need it most. Two   showed up as   for the biggest medical bills. One of those areas was an apartment building for 300 disabled or elderly people. The reason why health care was so costly here was not the sheer volume, but that expensive emergency care was being substitutes for preventive care. They turned the cost of health care upside down here by adding a nurse practitioner’s office in the building.

Having regular preventive care check-ups not only saved money, but also improved the quality of life for many of the apartment’s residents because they received better care than what was available via the E.R.

Will A Texas Health Insurance Exchange Improve Preventive Health Care?

The health insurance exchange also stands to move people who couldn’t previously afford TX health insurance out of the E.R. When more people have access to preventive health care, we may see a reduction in medical expense throughout most large cities.

If one of the poorest cities in the nation can cut medical costs by 40 to 50 percent while improving the quality of health care and reducing the need for health care, what stands in the way for other cities? Could it be that those who profit from high-priced emergency room care are holding us back?

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Health Insurance For Truck Drivers And Other Health Care Options

It is vitally                      https://trevonbranch.tech/                       important that commercial truck drivers have some type of medical care plan due to the high rate of illnesses and injuries that they sustain. Most commercial truck drivers health is not the best and could be improved through better food choices. Typically, many truckers diets consist of far too many unhealthy food choices. High blood pressure, diabetes and obesity are a few of the conditions which require regular medical treatment. Accidents, injuries, heart attacks and strokes are some of the serious conditions which would require drivers to seek emergency room care. Health Insurance for truck drivers would cover these conditions and many more. Health insurance plans differentiate based on whether they provide regular health insurance or major medical health insurance.

Regular health insurance covers basic routine procedures. This includes regular exams and routine illnesses. This also includes colds, flu shots, vaccinations, ear infections, minor injuries, etc. It does not include coverage for serious health problems.

Major medical health insurance is for serious health concerns. This covers serious illnesses such as cancer, heart disease, strokes, accidents, etc. No one can ever predict when a medical emergency will occur as one could occur anywhere, and anytime to anyone. Serious medical problems such as these are very expensive and could financially devastate those who don’t have insurance coverage.

Major medical plans are often sold in combination with a comprehensive health plan that covers preventive care. One can be used to cover basic health care expenses such as routine doctor visits such as infections, colds, flu, minor injuries, etc. The other can be used to cover expensive emergency room visits and the treatment of serious diseases and long-term illnesses.

Many commercial truck drivers, especially independent operators don’t have any health insurance plan. Fortunately, a new plan offered by the Owner Operator Independent Drivers Association   can help by offering a basic health care plan.  is a company which fights for the rights of all professional truckers.   has introduced a plan called “My Community Care.” This is not an insurance plan but rather a membership program which provides medical care for injuries or illnesses as well as preventive health and wellness services. This plan does not cover life-threatening conditions or serious injuries. This health plan is available to truck drivers and their families.

This is a membership based program so interested drivers must join   and can do so for a very nominal fee. New members have 60 days from the effective date of their membership to  in the “My Community Care” Program. The open   for the “My Community Care” program for current members has been extended until May 31, 2012. The cost for this program is $89.00 per month. That is your only cost for most services. All visits to the   for you and your family are provided at no additional cost. Infants are eligible once they reach six months of age. Adult children are covered through the age of 26. There are no exclusions   existing conditions. There are no deductibles or co-pays at the direct health care   This is certainly a very affordable option for many drivers.

Services provided include illness, injuries, preventive care, general care and urgent care. The wide range of services offered include vaccinations, colds, flu, sprains, back pain, urinary tract infections, minor burns, sinus infections, bronchitis and annual work, school, sports and DOT physicals. Additional services offered are x-ray and imaging services. Limited lab work is provided at no cost.

has contracted with over 1,300 direct health care  throughout the United States to provide this service. One of the participating   because it is a place where many of them obtain medical services and get their DOT physical. Services at these direct health care   are available at no additional cost. A nationwide network of over 17,000 providers has been contracted for additional services such chiropractic and physical therapy. These services are available to members at a 25% to 30% discount. Discounts are available on   including contact lenses, prescription drugs, dental care and diabetic care supplies. Discounts are also available for MRI and CT scans. Additional services include a 24 hour nurse-doctors hotline. Not all services are available at all locations.

All commercial truck drivers that are  members are eligible to sign up for this program. Many uninsured drivers and their families have postponed or gone without basic medical care even when ill due to a shortage of funds. With this plan all of them could obtain basic health care when needed. Truck drivers health should improve with regular access to health care. Although, this is not an insurance program it is a program which drivers can access and have peace of mind

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Occupational Health: Core Areas of Knowledge and Competence, Part 1

It is not                    https://trevonbranch.tech/           possible to describe a highly complex and dynamic process such as occupational health nursing simply in terms of core activities or tasks. Occupational Health Nurse   are constantly learning new skills, adapting current practices to meet new needs and developing new approaches to solving problems and therefore their practice is not static but is constantly improving based upon a core range of skills.

However, within this limitation it is possible to describe those core areas of knowledge and competence that occupational health nurses use. The following list is not intended to be exhaustive, but rather to give an indication of the wide range of competencies that occupational health nurses demonstrate in practice.

The Clinician

Primary prevention

The   is skilled in primary prevention of injury or disease. The nurse may identify the need for, assess and plan interventions to, for example modify working environments, systems of work or change working practices in order to reduce the risk of hazardous exposure. Occupational health nurses are skilled in considering factors, such as human  and habits in relation to actual working practices. The nurse can also collaborate in the identification, conception and correction of work factors, choice of individual protective equipment, prevention of industrial injuries and diseases, as well as providing advice in matters concerning protection of the environment. Because of the occupational health nurses close association with the workers, and knowledge and experience in the working environment, they are in a good position to identify early changes in working practices, identify workers concerns over health and safety, and by presenting these to management in an independent objective manner can be the catalyst for changes in the workplace that lead to primary prevention.

Emergency care

The   is a Registered Nurse with a great deal of clinical experience and expertise in dealing with sick or injured people. The nurse may, where such duties form part of their job, provide initial emergency care of workers injured at work prior to transfer of the injured worker to hospital or the arrival of the emergency services. In many instances, where hazardous conditions exist at work, or where the workplace is far removed from other health care facilities, this role will form a major part of an occupational health nurse’s job. Occupational health nurses employed in mines, on oil rigs, in the desert regions or in areas where the health care systems are not yet fully developed will be familiar with a wide range of emergency care techniques and may have developed additional skills in order to  this role. For others, who are working in situations where the emergency services are on hand, they may simply provide an additional level of support beyond that provided by the industrial first  .

Nursing diagnosis

Occupational health nurses are skilled in assessing client’s health care needs, establish a nursing diagnosis and formulating appropriate nursing care plans, in conjunction with the patient or client groups, to meet those needs. Nurses can then implement and evaluate nursing interventions designed to achieve the care objectives. The nurse has a prominent role in assessing the needs of individuals and groups, and has the ability to  , interpret, plan and implement strategies to achieve specific goals. By using the nursing process the nurse contributes to workplace health management and by so doing helps to improve the health of the working population at the shop floor level. Nursing diagnosis is a holistic concept that does not focus solely on the treatment of a specific disease, but rather considers the whole person and their health care needs in the broadest context. It is a health based model rather than a disease based model and nurses have the skills to apply this approach with the working populations they serve.

General Health advice and health assessment

The   will be able to give advice on a wide range of health issues, and particularly on their relationship to working ability, health and safety at work or where modifications to the job or working environment can be made to take account of the changing health status of employees.

In many respects employers are not solely concerned with only those conditions that are directly caused by work, but do want their occupational health staff to help address any health related problems that may arise that might influence the employees attendance or performance at work, and many employees appreciate this level of help being provided to them at the workplace because it is so convenient for them. In particular the development of health care services to men at work, younger populations and those from ethnic groups can be most effective in reaching these sometimes difficult to reach populations.

Research and the use of evidence based practice

In addition to   information and knowledge produced by research in various fields to support activities that relate to the occupational health component of their role, occupational health nurses will also  fully research information available from many fields to help support the general health of the working population.

 

 

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Understanding Health Insurance in Virginia

Health insurance                https://psychedelichomes.com/                               remains one of the most talked about topics when it comes to products that are indispensable for residents of Virginia. With continued increase in healthcare costs, the importance of health insurance plans keeps increasing.

It goes without saying that residents of Virginia without insurance coverage are at a greater risk of experiencing financial insecurity during illness or injury. No doubt health insurance plans involve costs but affordable health policies are easily available and with the implementation of healthcare reforms, lots of options will be available to the Virginians.

Traditional indemnity insurance plans in Virginia

Traditionally, indemnity health insurance plans in Virginia offer reimbursement against the claims made by an insured person. The level of coverage provided by these plans could vary from basic to comprehensive depending upon the needs of the insured person. Accordingly, the costs of the health plans vary-premiums, deductibles,  and coinsurance, etc.

Managed health care plans in Virginia

Unlike indemnity health plans, managed care health insurance plans involve a group of medical providers that offer comprehensive medical services. They are called preferred or participating providers.

There are basically three managed care options:

• Health Maintenance or HMO

allow the insured person to select a primary care physician from the plan’s list of medical service providers. If it is necessary, the primary care physician will refer the insured person to a specialist.

• Preferred Provider

allow the members to avail large medical care network. At a slightly higher cost, a generally allows its members to receive care outside its network of providers

• Point of Service feature or

medical plans are special types of   that allow the members to select a non-network provider at a slightly higher cost.

Impact of the Affordable Care Act of health insurance in Virginia

• Around 109,000 small businesses in Virginia will be helped with tax credit.

• Medicare beneficiaries will be mailed a check automatically to defray the costs of their prescription drugs.

• Early retirees would be provided options for reinsurance.

• $113 million federal dollars will be made available to Virginia starting July 1 to provide coverage for people with  -existing conditions.

• With the new Act, Virginia enjoys the option of Federal Medicaid funding for coverage for all low-income populations, irrespective of age, disability, or family status, for the very first time.

• 4.7 million people in Virginia with private insurance won’t have to worry about lifetime limits on the coverage.

• 344,000 individuals will not have to worry about to get dropped from insurance policies when they get sick.

• Children would be able to stay in their family health insurance policy till the age of 26 years.

What to look for while buying affordable health plans in Virginia

• Virginians should note what is the maximum coverage level offered in the health insurance plan. This should be the prime deciding factor.

• The second point should be the costs involved in a health plan. This could include premiums, deductibles,  and coinsurance. Consumers can adjust these costs as per their budget.

• Virginians should make sure, if needed, that the health insurance plan offers prescription drug coverage, doctor visits and   benefits. There is no need to buy a health plan if it does not offer such coverage benefits given that consumers need them.

• A High Deductible Health Plan   with a Health Savings Account   is a very good option to make sure that consumers get affordable health plans. Virginians should check about this.

 

 

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Who Is A Family Doctor?

Most doctors are          https://psychedelichomes.com/                  trained to treat specific ailments and particular organs. However, a family physician has knowledge to care for the entire body and both genders. They have knowledge in treating chronic or severe ailments. In addition, the family doctor offers regular health checks and advice on lifestyle adjustments. They help to prevent diseases before they develop.

In the event that one gets an ailment that requires a specialist, the family physician will be there to direct one and synchronise all aspects of the care. You and your primary care physician will coordinate to make the best out of the situation; and in the most cost effective way possible.

Just how important are family physicians?

Most people wish they had one place where they could visit to for all their health problems.

Family physicians focus on treating the whole body. They treat all diseases, every organ, all ages and gender. The foundation of family medicine is continuous and one-on-one patient-physician relationship that is inclined towards included care.

Family physicians go to medical school for three years during which they are trained on a number of major medical areas and patient conditions. At the very least, they are taught the following:

– How to care for children as well as the elderly

– How to treat chronic ailments such as asthma, heart disease and diabetes

– Care for ear, nose and throat

– Emergency medical care

– Tending to mental and behavioural health

– Caring for the bone and joints

– X-rays

– Minor surgical procedure

– Eye care

– How to treat the urinary system

– Family planning, reproductive counselling and well-woman care

How is the relationship between the patient and family doctor?

Family physicians assist patients to stay healthy through providing a personalised plan of care. They know what is important in order to retain good health in the long run. The relationship between the physician and patient helps to maintain this status for a long time.

The family physician interrogate your family health history and lifestyle before recommending your personal treatment plan. He has to establish the health risk factors that you face.

According to research, those who have a standing relationship with a primary care physician have beneficial health results, lower mortality rate and spend less in health care than others.

How do family doctors stay knowledgeable?

Family doctors follow high standard of medical care. The American Board of Family Medicine demands that they re-certify every six years. The re-certification includes an exam. The board also requires these physicians to have at least 150 hours of ongoing medical education every seven to 10 years.

Family physicians are part of the national medical association and the American Academy of Family Physicians. The   supports physicians through availing superior learning opportunities for them and provides patient education materials. They also provide practise management support.